王月华, 常志朋, 赵小强. 数字普惠金融助力乡村振兴的实证研究——以安徽省为例[J]. 内江师范学院学报, 2023, 38(12): 86-93. DOI:10.13603/j.cnki.51-1621/z.2023.12.014
引用本文: 王月华, 常志朋, 赵小强. 数字普惠金融助力乡村振兴的实证研究——以安徽省为例[J]. 内江师范学院学报, 2023, 38(12): 86-93.DOI:10.13603/j.cnki.51-1621/z.2023.12.014
WANG Yuehua, CHANG Zhipeng, ZHAO Xiaoqiang. An empirical study on digital inclusive finance promoting rural revitalization: a case study of Anhui Province[J]. Journal of Neijiang Normal University, 2023, 38(12): 86-93. DOI:10.13603/j.cnki.51-1621/z.2023.12.014
Citation: WANG Yuehua, CHANG Zhipeng, ZHAO Xiaoqiang. An empirical study on digital inclusive finance promoting rural revitalization: a case study of Anhui Province[J].Journal of Neijiang Normal University, 2023, 38(12): 86-93.DOI:10.13603/j.cnki.51-1621/z.2023.12.014

数字普惠金融助力乡村振兴的实证研究——以安徽省为例

An empirical study on digital inclusive finance promoting rural revitalization: a case study of Anhui Province

  • 摘要:研究数字普惠金融在推动安徽省乡村振兴进程中的作用能够为全面实现乡村振兴提供安徽例证.基于2012—2021年安徽省16个市的面板数据,通过固定效应模型以及门槛模型,实证研究数字普惠金融在推动安徽省乡村振兴进程中的作用.研究发现:数字普惠金融在推动安徽省乡村振兴进程中起到了提高农村居民收入的作用,但其发挥作用的过程是非线性的;从数字普惠金融的分维度指标来看,数字普惠金融覆盖广度、使用深度以及数字化程度均能起到提高安徽省农村居民收入的作用;从影响机制来看,数字普惠金融能够通过促进二、三产业发展的渠道提高安徽省农村居民收入.

    Abstract:The study of the role of digital inclusive finance in promoting the process of rural revitalization in Anhui Province can provide an example of Anhui for the comprehensive realization of rural revitalization. Based on the panel data of 16 cities in Anhui Province from 2012-2021, the fixed effect model and threshold model were used to empirically study the role of digital inclusive finance in promoting the process of rural revitalization in Anhui Province. The results show that digital inclusive finance has played a role in improving rural residents' income in the process of promoting rural revitalization in Anhui province, but the process is non-linear; From the dimension of digital inclusive finance, the coverage breadth, use depth and digitalization degree of digital inclusive finance can all play a role in improving the rural residents' income in Anhui province. From the perspective of influence mechanism, digital inclusive finance can improve rural residents' income in Anhui province by promoting the development of secondary and tertiary industries.

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